Debt funds are fixed income funds which provide an opportunity earn higher post tax return compared other fixed income Investments.

Investment Horizon:
Typical time horizon for debt accrual fund is 3 years. After 3 years debt funds provide tax efficient return.

Entry Load: Nil
Exit Load: Typical debt funds have 0-1% exit load if redeemed within 1 year.

Investment Instruments:
Debt funds invest in NCD, corporate and government bonds and money market instruments.